Hoyer Marketing & Processing Company LLC D/B/A My Loan Flow NMLS #1975610
Equal Housing Opportunity, 2023 All Rights Reserved.


Built for mortgage brokers.

Third Party Mortgage Processing






We know that time is of the essence in the mortgage industry. That's why we work quickly and efficiently to clear files to close in 15 days or less. Our streamlined process and experienced team make it possible for brokers to close deals faster and with confidence.



We understand that mortgage brokers often work outside of traditional business hours. That's why our team is available around the clock, including nights and weekends. We're committed to being there for our clients whenever they need us, so they can meet their clients' needs and grow their business.



Our team has advanced knowledge of investor guidelines, underwriting conditions, loan products, and more. We stay up-to-date with the latest industry developments and leverage our expertise to help brokers navigate the mortgage process with ease.

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7708 W 54th Ave, Apt 216

Arvada, CO 80002



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Our Standards


Things We Can Help With...

Key Features

Fast Turntimes

We accommodate rush requests and attend to files daily. New submissions are registered and disclosed in 24 hours or less. 90% of files are submitted same day.

Cost Effective

We charge our fee directly to the borrower on the LE/CD so you don't pay anything. On average, we can save you ~$50,000 per year in salary expenses.


We've pretty much seen it all. Our team can handle even the toughest files. We can help with conforming loans, NonQM files, manual underwrites, and more!

Initial review


We'll review the loan file in your LOS to make sure all 1003 data is complete and Findings are acceptable.

File setup


We'll import your loan file and register it with a wholesale lender of your choice. Then, we'll re-issue credit and run AUS.

Lock requests


We'll price the loan and send you the rate stack for review. You select a rate, and we'll lock it with the wholesale lender.



We'll request initial disclosures and send them to you for approval, and then we'll send to client.

Submission to UW


We'll review initial docs to make sure none are missing, and then we'll submit the file to underwriting.



We'll submit orders for all 3rd party services (e.g. appraisal, title, HOI, condo docs, VOEs, and more)


We'll work directly with the borrower to collect documents and satisfy UW conditions.

Final UW Approval


We'll get your file Cleared to Close fast. 90% of our files are CTC in less than 15 calendar days!

Final Docs

We'll balance with title and the wholesale lender to make sure final docs are prepared correctly.


Get Integrated

Give us a seat in your LOS and share your pipeline.



Make It Official
Sign a processing agreement via Docusign.

Learn More

Contact us to learn more about our processing services.