Built for wholesale operations
Find an independent reference for your lender workflow.
A practical directory for mortgage brokers evaluating independent third-party processing across wholesale platforms. Start with a workflow reference or scan the broader platform list before requesting a processing consultation.
- Independent processing company
- Independent references only
- Current requirements verified per file
Independent workflow references
Start with the broker-selected workflow already in your pipeline.
Each guide explains the operating checkpoints a processor watches—from registration and submission through conditions and closing—using current public lender references and qualified, non-affiliation language.
United Wholesale Mortgage (UWM)
UWM EASE
Read the independent reference2Rocket Mortgage through Rocket Pro
Rocket Pro broker tools
Read the independent reference3Averra Financial (formerly The Loan Store)
TLS TPO Portal / Encompass Self Serve
Read the independent reference4Kind Lending
Kwikie broker portal
Read the independent reference5MortgageOne TPO
TPO Connect and ARIVE
Read the independent reference6PRMG Wholesale
LEO and TPO Connect
Read the independent reference7Pennymac TPO
POWER+
Read the independent reference8Windsor Mortgage
TPO Connect and Windsor Connect
Read the independent reference9LoanStream Mortgage
The Lounge
Read the independent reference10Change Wholesale
CLOSR broker portal
Read the independent referenceIndependent lender workflow directory
Broker-selected lender workflows we may support.
Grouped by a practical primary workflow—not an exclusive product classification. Programs, portals, approvals, and availability can change, so My Loan Flow confirms current fit before accepting a file.
Broad agency and government workflows
Platforms commonly used for conventional, FHA, VA, USDA, jumbo, or mixed wholesale pipelines. Product availability varies by lender and file.
- AFR eLend
- AmWest
- Averra Financial (formerly The Loan Store)Independent reference
- Brokers Advantage
- Cardinal
- Carrington
- CMG
- Empower Mortgage
- EPM
- Kind LendingIndependent reference
- Land Home
- MortgageOne TPOIndependent reference
- Nations Direct
- Nations Lending
- NewRez
- Open Mortgage
- Orion
- Pennymac TPOIndependent reference
- Plaza
- PRMGIndependent reference
- Provident
- REMN
- Sierra Pacific
- Sunwest
- UHM
- United Wholesale Mortgage (UWM)Independent reference
- Village Capital
- Windsor MortgageIndependent reference
Non-QM, bank-statement, and investor workflows
Platforms often encountered in alternative-documentation, DSCR, investor, or expanded-credit processing lanes. Current guidelines control every file.
- A&D
- Acra
- Blue Point
- Champions Funding
- Change WholesaleIndependent reference
- Clear Edge
- Deephaven
- FNBA
- Geo Funding
- Giant Lending
- Homexpress
- LendSure
- Lendz
- LoanStream MortgageIndependent reference
- Megacap
- NewFi
- The Lender
- Velocity
HELOC, second-lien, and specialty workflows
Specialized platforms and programs that may use different intake, valuation, draw, disclosure, or closing procedures.
- Cake
- Round House
- Spring EQ
- Symmetry
Plan your processing lane
Need support for a specific lender workflow?
Tell us the lender, products, states, systems, volume, and processing scope. We’ll confirm fit before any borrower or loan information is shared.
- No borrower file needed
- Scope comes first
- Leave with a clear next step