1
What is third-party mortgage processing?
It is an outsourced professional service that performs defined mortgage-processing tasks for an approved mortgage business. It does not transfer the brokerage’s legal, supervisory, lending, or compliance responsibilities.
2
Who is My Loan Flow for?
My Loan Flow is designed for mortgage brokers, loan officers, broker-owners, and growing teams whose needs fit the company’s verified states, services, systems, products, volume, and timing.
3
Can I upload a borrower file here?
No. This marketing website is not a secure borrower-document portal. A secure handoff method is established only after fit, scope, access, and onboarding are approved.
4
How much does processing cost?
Pricing depends on approved scope and operating variables. Request a processing consultation for a current proposal rather than relying on an unverified universal fee.
5
Can a broker disclose a contract processing fee in Section B of the Loan Estimate?
Not automatically. Fee treatment depends on the provider relationship, lender and program requirements, state rules, shopping rights, compensation structure, and transaction facts. The responsible creditor or broker determines the permitted payer and correct Loan Estimate and Closing Disclosure placement. My Loan Flow does not represent every processing fee as a Section B charge or as free to the borrower.
6
Which systems and lender portals can My Loan Flow work in?
Subject to brokerage and lender authorization, approved workflows can include ARIVE LOS, Encompass TPO Connect, UWM EASE, Rocket Pro, Pennymac POWER+, and other lender-specific portals. This describes client-authorized workflow proficiency, not an API integration, lender affiliation, certification, or endorsement.
7
Does My Loan Flow make loan decisions?
No. Lenders and their authorized underwriters make credit decisions. The brokerage retains its responsibilities, and processors work only within the approved service role.