Hoyer Marketing & Processing Company LLC D/B/A My Loan Flow NMLS #1975610
Equal Housing Opportunity, 2023 All Rights Reserved.

 

...and beyond!

Third Party Mortgage Processing

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Availability

 

We know that time is of the essence in the mortgage industry. That's why we work quickly and efficiently to clear files to close in 15 days or less. Our streamlined process and experienced team make it possible for brokers to close deals faster and with confidence.

Speed

 

We understand that mortgage brokers often work outside of traditional business hours. That's why our team is available around the clock, including nights and weekends. We're committed to being there for our clients whenever they need us, so they can meet their clients' needs and grow their business.

Knowledge

 

Our team has advanced knowledge of investor guidelines, underwriting conditions, loan products, and more. We stay up-to-date with the latest industry developments and leverage our expertise to help brokers navigate the mortgage process with ease.

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Ohio
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Contact

7708 W 54th Ave, Apt 216

Arvada, CO 80002

720-575-4441

hello@myloanflow.com

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Our Workflow

Our Standards

Availability

We are available around the clock to help with your loan files. Even on weekends and holidays!

Speed

We get most loan files cleared to close in 15 days or less!

Knowledge

When it comes to mortgages, we've pretty much seen it all. Our team is equipped to handle even the toughest of transactions.

Initial review

 

We'll review the loan file in your LOS to make sure all 1003 data is complete and Findings are acceptable.

File setup

 

We'll import your loan file and register it with a wholesale lender of your choice. Then, we'll re-issue credit and run AUS.

Lock requests

 

We'll price the loan and send you the rate stack for review. You select a rate, and we'll lock it with the wholesale lender.

Disclosures

 

We'll request initial disclosures and send them to you for approval, and then we'll send to client.

Submission to UW

 

We'll review initial docs to make sure none are missing, and then we'll submit the file to underwriting.

Orders

 

We'll submit orders for all 3rd party services (e.g. appraisal, title, HOI, condo docs, VOEs, and more)

Conditions
 

We'll work directly with the borrower to collect documents and satisfy UW conditions.

Final UW Approval

 

We'll get your file Cleared to Close fast. 90% of our files are CTC in less than 15 calendar days!

Final Docs


We'll balance with title and the wholesale lender to make sure final docs are prepared correctly.

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Get Rolling!

Get integrated with our processing workflow and start closing more loans.

Make It Official
Sign your processing agreement to officially complete the onboarding process.

Discover Us

Schedule a Zoom call with us to learn more about our processes and procedures.

Receive Your File


We'll analyze the loan file for accuracy, review initial borrower docs, and run AUS in your LOS.

Register With Lender


We'll register your file with the wholesale lender of your choice and run AUS in the TPO portal.

Request Disclosures


We'll add the necessary fees and request the initial disclosure package.

Submit to UW


We'll work with the borrower to ensure disclosures get signed, and then we will submit to UW.

Order Third Party Items


We'll handle ALL third party orders like appraisal, title, home owners insurance, employment verifications, and more.

Clear Conditions


We'll work directly with the borrower to request documents and clear UW conditions.

Generate Final Docs


We'll work with the title company and closing department to balance final docs.

Coordinate Closing


After balancing final docs we'll coordinate closing with your borrower and let them know what to expect.